The private budget for iPhone

Money clarity, without bank logins.

Tili is a manual budget you fill in yourself. See your whole month clearly.

No bank login required · Your budget starts and stays on your device

Coming soon to iPhone. A 14-day free trial at launch.

Tili Reports screen showing this month's income, spending, and savings by category.

Meet Tili

Tili

Pronounced TEE-lee.

Tili comes from the Finnish word for account.

A small name for a clearer picture of your money.

We chose a short, memorable name on purpose. Budgeting should feel approachable, not intimidating or invasive. You choose what goes into Tili, and your saved budget stays on your device, not in a Tili account or server.

Manual by design

Private by design

Clear at a glance

Colorful where it helps

Tili app icon

Add spending

Add spending in seconds.

Type or dictate a purchase in plain language. Tili pulls out the amount, merchant, category, and date for you to review before saving.

Faster than a spreadsheet

Add a purchase in one line, in the moment, so nothing slips through by the end of the week.

You approve every entry

Tili shows what it understood and lets you fix it before saving. No surprise or duplicated charges.

No linking, no waiting

Because you type it in, there is no bank connection to set up and nothing syncing in the background.

Tili Quick Entry review screen showing a parsed transaction before it saves.
Tili Home screen showing Money Left of $1,697.05 and this month's income, spending, and savings.

Your month at a glance

Know where you stand, today.

One clear view shows what came in, what went out, what you saved, and what still needs your attention. Open Tili and you instantly know whether you are on track for the month.

Money left, front and center

The number that actually matters is the biggest thing on the screen.

Nothing to reconcile

Everything on Home comes from what you entered, so it always matches your real spending.

See what needs attention

Upcoming bills and ending trials surface before they cost you, not after.

Budgets & goals

Set limits and keep goals in sight.

Create spending limits for categories such as groceries or dining, and set savings goals for things you want to afford. Tili shows how much you have used, how much remains, and the pace to reach a goal by your target date.

See trouble early, not late

Each budget shows where it stands, on track, close, at limit, or over, so you can catch a busy week early.

Goals with a real pace

Set a target and a date; Tili works out what to set aside each month, right on your device.

Numbers you can trust

Every limit is one you chose. Nothing is guessed and nothing is synced from elsewhere.

Tili Budgets screen showing category budgets in on-track, close, at-limit, and over states.
Tili Subscriptions and Trials screen showing tracked subscriptions and free-trial reminders.

Bills & subscriptions

Never get surprised by a renewal.

Keep bills, subscriptions, and free trials in one place, with a gentle reminder before each one renews or ends.

Cancel before you are charged

See a trial’s end date and a cancel-by reminder while you can still decide.

Every bill and subscription in one list

Monthly, yearly, and one-off bills together, so nothing hides on a statement.

Reminders on your terms

Local notifications you can switch on or off per item. No sign-up, no server.

Receipts & reimbursement

Keep the receipt with the purchase.

Attach a receipt and Tili reads the details on your device. Keep it with the purchase for returns, exchanges, warranties, reimbursements, or your own records.

Ready when you need it

Attach receipts to transactions and find them later without digging through photos or email.

Reads on your device

On-device text recognition pulls out the details. Receipts never leave your phone unless you send them.

Built for FSA and HSA

Flag your FSA and HSA expenses, then build a reimbursement packet, a shareable PDF of receipts and details you can send to your plan.

Tili transaction with an attached receipt image and recognized details.
Tili Reports screen showing spending broken down by category.

Reports

Understand where it goes, in plain English.

See spending by category and how this month compares to the last, with no chart you have to decode and no finance degree required.

Plain-language insights

Tili points out what changed, like spending more on groceries than last month.

Clear category breakdowns

See which categories are driving your spending.

Export any time

Export your information whenever you need it: a spreadsheet for your records, or a reimbursement packet for your FSA or HSA plan.

Privacy

Your money stays yours.

Tili never asks for a bank login and keeps no cloud copy of your finances. Your budget starts and stays on your iPhone, and you can lock it behind Face ID, Touch ID, or your passcode.

Starts and stays on your iPhone

Optional Face ID or Touch ID

No Tili cloud of your finances

No bank login required

No advertising profile

No third-party analytics

Nothing to leak, because there is no Tili server holding your budget data. Export a copy or delete everything whenever you want.

Tili App Lock screen, an optional lock using Face ID, Touch ID, or passcode.

Common questions

Does Tili connect to my bank?

No. Tili never asks for bank logins and does not connect to any financial institution. You add transactions yourself, which is what keeps your data private and on your device.

Do I need an account?

No. There is no sign-up and no login. You open the app and start budgeting right away.

Which iPhone do I need?

Tili is an iPhone app built for iOS 17 and later. It is designed for iPhone for version 1.

How much does Tili cost?

Tili includes a 14-day free trial, then an optional monthly or yearly subscription through the App Store. The exact price is shown in the app before you subscribe.

What happens if my subscription ends?

Tili keeps working as a read-only app. You can still open, view, export, and delete everything you already entered; only creating and editing new records needs an active trial or subscription.

What makes Tili different?

Most budgeting apps connect to your bank and sit on your data. Tili is the opposite: you enter what matters, it stays on your device, and there are no ads and no third-party trackers.

Can Tili help with FSA or HSA reimbursement?

Yes, for organizing. Tili can keep receipts with your records, gather potentially relevant FSA and HSA details in one place, and help you prepare a reimbursement packet to review before you share it. Tili does not decide eligibility, submit claims, or guarantee reimbursement, so always check your plan’s requirements.

Is Tili financial advice?

No. Tili is an organization tool, not financial, tax, legal, or reimbursement advice. Always review important details before you rely on them.

Coming soon to iPhone.

A 14-day free trial at launch. No bank login required, and your budget stays on your device.